在海外生活一年的花费
在所选舒适档位下，各地每年的生活费用、该费用对应特定提取率所需的资产规模，以及允许长期居留的签证类型。
| 目的地 | 一年 | 3.5% 的投资组合 | 长期停留 | 免签停留 | 长期居留签证 | 最佳月份 |
|---|---|---|---|---|---|---|
| Chiang Mai Thailand |
$24,276 $2,023 每月 | $694,000 $24,276 ÷ 3.5% | 5/5 | 60 天 Visa exemption | Thailand Destination Thailand Visa (DTV) · 60 个月 | Nov, Dec, Jan |
| Kuala Lumpur Malaysia |
$29,088 $2,424 每月 | $831,000 $29,088 ÷ 3.5% | 5/5 | 90 天 Visa-free (social visit pass) | Malaysia DE Rantau Nomad Pass · 12 个月 | Jun, Jul, Aug |
| Cape Town South Africa |
$43,908 $3,659 每月 | $1,255,000 $43,908 ÷ 3.5% | 4/5 | 90 天 Visa-free | 暂无概述 | Nov, Dec, Jan, Feb, Mar, Apr |
| Lisbon Portugal |
$60,852 $5,071 每月 | $1,739,000 $60,852 ÷ 3.5% | 2/5 | 90 天 Visa-free (Schengen short stay) | Portugal D8 Digital Nomad visa · 12 个月 | Apr, May, Jun, Sep, Oct |
| Siem Reap Cambodia |
$23,076 $1,923 每月 | $659,000 $23,076 ÷ 3.5% | 4/5 | 30 天 Visa on arrival / e-Visa (T class) | 暂无概述 | Nov, Dec, Jan, Feb |
| Da Nang Vietnam |
$24,828 $2,069 每月 | $709,000 $24,828 ÷ 3.5% | 5/5 | 90 天 e-Visa | 暂无概述 | Feb, Mar, Apr, May |
| Hoi An Vietnam |
$25,104 $2,092 每月 | $717,000 $25,104 ÷ 3.5% | 4/5 | 90 天 e-Visa | 暂无概述 | Feb, Mar, Apr |
| Antigua Guatemala Guatemala |
$30,732 $2,561 每月 | $878,000 $30,732 ÷ 3.5% | 4/5 | 90 天 Visa-free (CA-4) | 暂无概述 | Nov, Dec, Jan, Feb, Mar, Apr |
| Bangkok Thailand |
$31,872 $2,656 每月 | $911,000 $31,872 ÷ 3.5% | 4/5 | 60 天 Visa exemption | Thailand Destination Thailand Visa (DTV) · 60 个月 | Nov, Dec, Jan, Feb |
| Tbilisi Georgia |
$32,148 $2,679 每月 | $919,000 $32,148 ÷ 3.5% | 5/5 | 365 天 Visa-free | Georgia one-year visa-free stay · 12 个月 | May, Jun, Sep, Oct |
| Tirana Albania |
$32,592 $2,716 每月 | $931,000 $32,592 ÷ 3.5% | 5/5 | 365 天 Visa-free | Albania one-year visa-free stay for US citizens · 12 个月 | Apr, May, Jun, Sep, Oct |
| Oaxaca Mexico |
$34,344 $2,862 每月 | $981,000 $34,344 ÷ 3.5% | 4/5 | 180 天 Visa-free (FMM) | Mexico Temporary Resident visa · 48 个月 | Oct, Nov, Dec, Jan, Feb, Mar |
| Medellín Colombia |
$34,992 $2,916 每月 | $1,000,000 $34,992 ÷ 3.5% | 5/5 | 90 天 Visa-free | Colombia Visa V Nomada Digital · 24 个月 | Dec, Jan, Feb, Jun, Jul, Aug |
| Bali Indonesia |
$36,144 $3,012 每月 | $1,033,000 $36,144 ÷ 3.5% | 4/5 | 30 天 Visa on Arrival (B1) / e-VOA | Indonesia Remote Worker Visa (E33G) · 12 个月 | May, Jun, Jul, Aug, Sep |
| Mexico City Mexico |
$41,712 $3,476 每月 | $1,192,000 $41,712 ÷ 3.5% | 4/5 | 180 天 Visa-free (FMM) | Mexico Temporary Resident visa · 48 个月 | Oct, Nov, Dec, Jan, Feb, Mar |
| Budapest Hungary |
$44,616 $3,718 每月 | $1,275,000 $44,616 ÷ 3.5% | 4/5 | 90 天 Visa-free (Schengen short stay) | Hungary White Card · 12 个月 | Apr, May, Jun, Sep, Oct |
| Playa del Carmen Mexico |
$48,936 $4,078 每月 | $1,398,000 $48,936 ÷ 3.5% | 3/5 | 180 天 Visa-free (FMM) | Mexico Temporary Resident visa · 48 个月 | Dec, Jan, Feb, Mar, Apr |
| Athens Greece |
$50,748 $4,229 每月 | $1,450,000 $50,748 ÷ 3.5% | 4/5 | 90 天 Visa-free (Schengen short stay) | Greece Digital Nomad visa · 12 个月 | Apr, May, Jun, Sep, Oct |
| Las Palmas de Gran Canaria Spain |
$50,856 $4,238 每月 | $1,453,000 $50,856 ÷ 3.5% | 3/5 | 90 天 Visa-free (Schengen short stay) | Spain Digital Nomad visa · 12 个月 | Oct, Nov, Dec, Jan, Feb, Mar, Apr |
| Porto Portugal |
$52,872 $4,406 每月 | $1,511,000 $52,872 ÷ 3.5% | 3/5 | 90 天 Visa-free (Schengen short stay) | Portugal D8 Digital Nomad visa · 12 个月 | May, Jun, Jul, Aug, Sep |
| Funchal Portugal |
$54,516 $4,543 每月 | $1,558,000 $54,516 ÷ 3.5% | 3/5 | 90 天 Visa-free (Schengen short stay) | Portugal D8 Digital Nomad visa · 12 个月 | Apr, May, Jun, Jul, Aug, Sep, Oct |
A year = twelve months of our one-bedroom rent estimate plus three-quarters of the daily estimate at the chosen comfort level for 30.4 days. Portfolio = that year divided by the withdrawal rate: simple arithmetic with no tax, inflation, healthcare, flights, currency moves or sequence-of-returns risk, and not advice. The FIRE Travel Calculator models those with editable assumptions and a Monte Carlo simulation. Long stays is an editorial score out of 5. 费用为编辑估算，具体日期标注于各目的地页面 (October 2026). 免签停留信息为所选护照的研究摘要，申根国家共享一个90天/180天的免签额度。请在以下官方来源核实： 签证与工作机会查询 查阅官方信息来源。 已收录：编辑对该旅行方式评分达4分或5分（满分5分）的目的地。 打开 FIRE 旅行计算器 →
我们涵盖的内容
地理套利适合FIRE人群的最佳国家生活成本对比取款规划退休旅行预算医疗保健税务居民身份基础知识货币风险永久旅行与保留住所
关于语气的说明。 本栏目在设计上具有分析性：数据注明日期，假设条件明确列出，确定性模型与概率模型并列呈现。此处内容不构成个人财务建议，各计算器均显示计算过程，供你与自己的顾问或电子表格对照核查。
路线
Two Weeks on Iceland's Ring Road
Waterfalls, glacier lagoons and lava fields on a full self-drive loop.
Two Weeks in the Canadian Rockies and British Columbia
Sea to Sky, the Icefields Parkway and the turquoise lakes of Banff.
Three Weeks on a USA Southwest Road Trip
A desert loop through Utah and Arizona's national parks by car.
Three Weeks in Singapore and Malaysia
Hawker food, heritage port towns, tea highlands and a duty-free island.
Three Weeks in Scandinavia by Rail
Nordic capitals and Norwegian fjords by train, ferry and fjord boat.
Four Weeks in New Zealand
Geothermal north to the fiords of the south, by campervan or bus.
旅行指南
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Can You Travel the World on $1 Million?
FIRE Travel Explained
Geographic Arbitrage Explained
How Much Does Slow Travel Cost?
FIRE Travel vs Expat Retirement
Long-Term Travel Withdrawal Planning
Can You Travel Forever on $1 Million?
Comparing FIRE Travel Destinations
Can You Retire Early and Travel on $2 Million?
